Money Talk Weekly
A weekly email for high earners who want to better manage their money without sacrificing their lifestyle. Each Thursday, we’ll dive into real-world topics like income planning, savings strategies, debt management, life insurance, and more. All topics are designed to help you take control and feel confident about your financial decisions. Short. Strategic. Always worth reading!
You’re earning more… so why doesn’t it feel like it?
You’re making more money than you were a few years ago, but the extra income doesn’t feel like it’s doing more.
The bills are bigger. The spending is higher. And somehow, the pressure is heavier than before.
This isn’t just lifestyle creep.
It’s a gap in the system.
More income doesn’t fi...
Feb 20, 2026
financial strategy
financial structure
high earners
income growth
money mindset
Your money plan needs room to breathe.
Most budgets fail because they’re built for perfection. No grace. No flexibility. No room for life to happen.
So when an unexpected expense pops up or things don’t go exactly to plan, you feel like you’ve failed and you toss the whole thing out.
But the truth is: your budget should breathe wi...
Feb 13, 2026
budgeting mindset
budgeting tips
flexible money plan
money strategy
real-life budgeting
What are your numbers telling you?
You set financial goals.You made a plan.But something still feels off…
One of the biggest reasons people don’t reach their goals isn’t because they’re lazy or bad with money, it’s because they’re not checking in with the numbers often enough.
You can’t adjust what you don’t measure.You can’t ...
Jan 30, 2026
budget review
financial tracking
money check-in
money mindset
weekly finance routine
More income won’t solve this.
You don’t have a money problem.You have a money management problem.
When things feel tight, the first instinct is to hustle harder, pick up a side gig, or cross your fingers for that next promotion. But more income won’t fix what disorganization, overspending, or poor planning continues to brea...
Jan 23, 2026
budgeting tips
financial habits
income planning
money mindset
spending plan
Don’t Let Your Debt Steal Your Dreams
You’ve got big plans. A better car. A new home. A more secure future.
But your debt keeps blocking the door.
Every time you try to move forward, another payment pulls you back.
And slowly, you start lowering your expectations. Telling yourself to “just wait a few more years.”
...
Jan 09, 2026
financial focus
financial goals
focused actions
money strategy
planning to win
Your Emergency Fund Shouldn’t Be a Mystery
Do you actually know how much you’d need in an emergency?
Or are you just guessing?
“Three months of expenses” is often thrown around—but what does that really mean for you?
An emergency fund shouldn’t be a vague idea.
It should be a clear number based on your lifestyle, your family, and ...
Jan 02, 2026
emotional finances
financial avoidance
financial awareness
money fear
personal power
Your Financial Reset Starts Now, Not January 1st
January 1st feels like a fresh start, but if you're waiting until then to “get it together,” you're already behind.
Real resets don’t need a date on the calendar.
They need a decision.
And you can make that decision right now.
Dec 26, 2025
2026 goals
financial mindset
fresh start
money clarity
new year prep
What Most People Get Wrong About Year-End Money Moves
December hits and suddenly everyone’s rushing to make last-minute financial decisions.
Spending what’s left in flexible accounts…
Throwing money at debt…
Or maxing out contributions without a clear strategy.
It feels productive, but is it actually helping?
Dec 19, 2025
end of year tips
financial prep
financial reflection
lessons learned
money milestones
personal growth
year end review
Financial Guilt Has No Place in Your Holidays
Overspending during the holidays isn’t always about impulse, it’s often about guilt.
You want to show love. You want to show up. You don’t want to seem like you’re not doing enough.
So you spend... even when you know you shouldn’t.
And then? You beat yourself up for weeks.
Dec 12, 2025
end of year tips
financial prep
gift strategy
holiday budget
seasonal planning
Why You Keep Outgrowing Your Budget
You sit down.You create a budget.You feel proud.
Then two weeks go by and somehow, you’re back in the same cycle.
Unexpected expenses, food costs creeping up, or a one-time splurge that knocked everything off balance.
What happened?
Nov 28, 2025
budgeting clarity
income planning
money system
personal finance structure
simple finances
The Real Reason Your Savings Aren’t Growing
It’s not just unexpected expenses.It’s not just low income.It’s not just the cost of living.
Sometimes, it’s because your savings strategy is an afterthought.A “leftover” plan.Whatever’s left at the end of the month… maybe.
Nov 21, 2025
budget motivation
decision making
get started tips
money procrastination
now is the time
Let’s Be Honest… You’re Avoiding Your Accounts
You’ve said it before:“I’ll look at it tomorrow.”“I know I’ve spent too much.”“I just don’t want to deal with it right now.”
And the truth is, avoiding your money doesn’t stop the problem.It just adds more stress.
Nov 14, 2025
bounce back
financial reset
midyear goals
motivation
second half planning